sumeshbharathi.github.io/useThisCard.html at master · SumeshBharathi/sumeshbharathi.github.io · GitHub

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<!DOCTYPE html>
<html lang="en">
<head>
  <meta charset="UTF-8" />
  <meta name="viewport" content="width=device-width, initial-scale=1.0" />
  <title>Privacy Policy – Use This Card</title>
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</head>
<body>
  <div class="container">

    <div class="badge">Legal</div>
    <h1>Privacy Policy</h1>
    <p class="subtitle">Last updated: April 18, 2026 &nbsp;·&nbsp; Use This Card</p>

    <p>
      Use This Card ("we", "our", or "us") is committed to protecting your privacy.
      This policy explains what information we collect, how we use it, and the choices
      you have. By using the app you agree to the practices described here.
    </p>

    <!-- 1 -->
    <h2>1. Information We Collect</h2>

    <div class="card">
      <div class="card-title">Stored only on your device</div>
      <table>
        <thead>
          <tr><th>Data</th><th>Purpose</th></tr>
        </thead>
        <tbody>
          <tr>
            <td>Your saved credit cards</td>
            <td>Identify which cards are in your wallet so we can recommend the best one for each purchase category.</td>
          </tr>
          <tr>
            <td>Widget category preferences</td>
            <td>Determine which spending categories appear on your home screen widget.</td>
          </tr>
          <tr>
            <td>Onboarding completion flag</td>
            <td>Skip the welcome screens on subsequent launches.</td>
          </tr>
        </tbody>
      </table>
    </div>

    <div class="card">
      <div class="card-title">Collected by third-party services</div>
      <table>
        <thead>
          <tr><th>Data</th><th>Service</th><th>Purpose</th></tr>
        </thead>
        <tbody>
          <tr>
            <td>Anonymous usage events</td>
            <td>Firebase Analytics (Google)</td>
            <td>Understand which features are used so we can improve the app.</td>
          </tr>
          <tr>
            <td>Credit card catalog</td>
            <td>Cloud Firestore (Google)</td>
            <td>Fetch the latest card reward rates and benefits. No personal data is sent.</td>
          </tr>
          <tr>
            <td>Crash &amp; diagnostic data</td>
            <td>Firebase (Google)</td>
            <td>Detect and fix technical issues.</td>
          </tr>
        </tbody>
      </table>
    </div>

    <p>
      We do <span class="highlight">not</span> collect your name, email address,
      phone number, financial account details, or any other personally identifiable
      information. The credit cards you add to your wallet are stored exclusively on
      your device using iOS's secure local storage.
    </p>

    <!-- 2 -->
    <h2>2. Device Sensors</h2>
    <p>
      The app uses your device's accelerometer to create interactive tilt effects on
      card visuals. Sensor readings are processed entirely on-device in real time and
      are never stored or transmitted.
    </p>

    <!-- 3 -->
    <h2>3. Home Screen Widget</h2>
    <p>
      The home screen widget reads your saved cards and category preferences from
      shared local storage (App Groups) to display your best card recommendation
      without opening the app. This data never leaves your device.
    </p>

    <!-- 4 -->
    <h2>4. Background Refresh</h2>
    <p>
      The app periodically runs a background task (at most once per hour, subject to
      iOS scheduling) to fetch the latest card catalog from Firestore and refresh
      your widget. Only the card catalog — no personal data — is downloaded during
      this process.
    </p>

    <!-- 5 -->
    <h2>5. App Tracking Transparency</h2>
    <p>
      On iOS 14.5 and later, we ask for permission to track your activity across
      other apps and websites using Apple's App Tracking Transparency framework.
      If you allow tracking, Firebase Analytics may use your device's advertising
      identifier (IDFA) to provide aggregated, anonymised analytics.
      If you decline, analytics continues without the IDFA. You can change your
      choice at any time in <strong>Settings → Privacy &amp; Security → Tracking</strong>.
    </p>

    <!-- 6 -->
    <h2>6. Third-Party Services</h2>
    <ul>
      <li>
        <strong>Google Firebase</strong> — Analytics, Firestore, and performance
        monitoring. Governed by
        <a href="https://policies.google.com/privacy" target="_blank" rel="noopener">
          Google's Privacy Policy
        </a>.
      </li>
    </ul>
    <p>
      We do not sell, trade, or otherwise transfer your information to any other
      third parties.
    </p>

    <!-- 7 -->
    <h2>7. Data Retention</h2>
    <p>
      Data stored on your device remains until you delete the app or clear app data
      in iOS Settings. Anonymous analytics data retained by Firebase follows
      Google's standard retention schedule (up to 14 months by default).
    </p>

    <!-- 8 -->
    <h2>8. Children's Privacy</h2>
    <p>
      Use This Card is not directed at children under the age of 13. We do not
      knowingly collect personal information from children. If you believe a child
      has provided us with personal information, please contact us and we will
      promptly delete it.
    </p>

    <!-- 9 -->
    <h2>9. Your Rights</h2>
    <ul>
      <li>
        <strong>Access &amp; deletion</strong> — All personal preferences are stored
        on your device. Delete the app to remove all local data instantly.
      </li>
      <li>
        <strong>Opt out of analytics</strong> — Disable analytics in
        <strong>Settings → Privacy &amp; Security → Tracking</strong> or by using
        Apple's "Limit Ad Tracking" option.
      </li>
      <li>
        <strong>CCPA / GDPR</strong> — Because we do not collect personally
        identifiable information, most data subject rights (access, portability,
        erasure) are satisfied by deleting the app.
      </li>
    </ul>

    <!-- 10 -->
    <h2>10. Changes to This Policy</h2>
    <p>
      We may update this policy from time to time. Material changes will be
      communicated via an in-app notice or an App Store update note. Continued use
      of the app after changes are posted constitutes your acceptance of the
      revised policy.
    </p>

    <!-- 11 -->
    <h2>11. Contact Us</h2>
    <p>
      If you have any questions or concerns about this privacy policy, please
      contact us at:<br />
      <a href="mailto:[email protected]">[email protected]</a>
    </p>

    <footer>
      <span>© 2026 Use This Card. All rights reserved.</span>
      <span>Use This Card · v1.0</span>
    </footer>

  </div>
</body>
</html>