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docs(notes): update bank software en.md
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notes/2025-03-25-bank-software-en.md

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Top banks employ a variety of sophisticated ledger software systems to manage their financial transactions and operations. Some of the prominent systems include:
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Top banks employ a variety of sophisticated ledger software systems to manage their financial transactions and operations. Some of the prominent systems include:
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1. **Avaloq**: A Swiss-based company, Avaloq offers the Avaloq Banking Suite, a comprehensive core banking software used by over 450 clients, including HSBC, Barclays, and UBS. The suite manages customer information, transactions, and account balances, supporting various banking functions. citeturn0search12
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1. **Avaloq**: A Swiss-based company, Avaloq offers the Avaloq Banking Suite, a comprehensive core banking software used by over 450 clients, including HSBC, Barclays, and UBS. The suite manages customer information, transactions, and account balances, supporting various banking functions.
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2. **Temenos**: Founded in 1993 and headquartered in Geneva, Temenos provides banking software systems to over 3,000 financial institutions in 145 countries. Its flagship product, Temenos Transact (formerly T24), is utilized by 41 of the top 50 banks worldwide for core banking operations. citeturn0search13
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2. **Temenos**: Founded in 1993 and headquartered in Geneva, Temenos provides banking software systems to over 3,000 financial institutions in 145 countries. Its flagship product, Temenos Transact (formerly T24), is utilized by 41 of the top 50 banks worldwide for core banking operations.
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3. **TCS BaNCS**: Developed by Tata Consultancy Services, TCS BaNCS is a core banking software suite encompassing functions like universal banking, payments, and wealth management. It has been implemented by major banks such as State Bank of India and National Bank of Kuwait. citeturn0search14
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3. **TCS BaNCS**: Developed by Tata Consultancy Services, TCS BaNCS is a core banking software suite encompassing functions like universal banking, payments, and wealth management. It has been implemented by major banks such as State Bank of India and National Bank of Kuwait.
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4. **Finacle**: Created by Infosys in 1999, Finacle is a core banking software suite that automates banking processes and offers digital banking services. It is deployed by banks in over 100 countries, facilitating various banking operations. citeturn0search16
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4. **Finacle**: Created by Infosys in 1999, Finacle is a core banking software suite that automates banking processes and offers digital banking services. It is deployed by banks in over 100 countries, facilitating various banking operations.
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5. **Murex**: Established in 1986, Murex provides the MX.3 platform, catering to trading, treasury, risk, and post-trade operations. Its clients include UBS, National Bank of Canada, and Bank of China, among others. citeturn0search17
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5. **Murex**: Established in 1986, Murex provides the MX.3 platform, catering to trading, treasury, risk, and post-trade operations. Its clients include UBS, National Bank of Canada, and Bank of China, among others.
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6. **Axoni**: An American technology company, Axoni develops blockchain software for financial institutions. Its distributed ledger system, Veris, is used by major financial companies like BlackRock, Goldman Sachs, and Citigroup for managing equity swap transactions. citeturn0search15
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6. **Axoni**: An American technology company, Axoni develops blockchain software for financial institutions. Its distributed ledger system, Veris, is used by major financial companies like BlackRock, Goldman Sachs, and Citigroup for managing equity swap transactions.
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Additionally, some banks are exploring or implementing distributed ledger technologies (DLT) to enhance their back-office operations. For instance, in 2017, Citi deployed a "blockchain-inspired" distributed ledger platform developed by Baton Systems to manage collateral and expedite settlement processes. citeturn0search1
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Additionally, some banks are exploring or implementing distributed ledger technologies (DLT) to enhance their back-office operations. For instance, in 2017, Citi deployed a "blockchain-inspired" distributed ledger platform developed by Baton Systems to manage collateral and expedite settlement processes.
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The choice of ledger software varies among banks based on factors such as size, operational complexity, regional presence, and specific business needs.
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The choice of ledger software varies among banks based on factors such as size, operational complexity, regional presence, and specific business needs.

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