docs(notes): add Finacle API documentation for 2025-03-25

Author: lzwjava

notes/2025-03-25-finacle-api-en.md

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+---
+title: Finacle Banking System API
+lang: en
+layout: post
+audio: false
+translated: false
+generated: true
+---
+
+The **Finacle Banking System API**, provided by **Infosys Finacle**, offers a wide range of capabilities for banks and financial institutions. It enables seamless integration between Finacle’s core banking system and third-party applications, digital channels, and other financial services. The API provides functionalities across various banking domains, including:
+
+### **Key Features & Functionalities of Finacle API:**
+1. **Customer Management**  
+   - Create, update, and retrieve customer details  
+   - KYC verification  
+   - Customer relationship management  
+
+2. **Account Management**  
+   - Open, close, and manage accounts (savings, current, fixed deposits, etc.)  
+   - View account balances and statements  
+   - Manage overdrafts and loans  
+
+3. **Payments & Transfers**  
+   - Fund transfers (NEFT, RTGS, IMPS, SWIFT, UPI)  
+   - Bill payments  
+   - Bulk payments  
+
+4. **Loans & Credit Facilities**  
+   - Loan origination, disbursement, and repayment  
+   - Credit scoring and approval workflow  
+   - Loan interest calculations  
+
+5. **Cards & Payments Processing**  
+   - Debit & credit card management  
+   - Card issuance and PIN generation  
+   - Transactions and authorization  
+
+6. **Digital & Mobile Banking**  
+   - Internet and mobile banking integration  
+   - Wallet and fintech integrations  
+   - API-driven banking for open banking initiatives  
+
+7. **Risk & Compliance**  
+   - Fraud detection and monitoring  
+   - AML (Anti-Money Laundering) compliance  
+   - Regulatory reporting  
+
+8. **Trade Finance & Treasury**  
+   - Letters of credit, bank guarantees, and trade transactions  
+   - Foreign exchange (FX) transactions  
+   - Treasury management  
+
+9. **Analytics & Reporting**  
+   - Transaction insights and reports  
+   - Customer behavior analytics  
+   - Risk and compliance reports  
+
+10. **Open Banking & Fintech Integrations**  
+   - Third-party service integration  
+   - API-driven open banking features  
+   - Real-time data sharing  
+
+### **Finacle API Deployment & Access**
+- **RESTful APIs** for modern integrations  
+- **SOAP-based services** for legacy systems  
+- **OAuth & API gateway security** for secure transactions  
+- **Cloud and on-premises support**  
+
+Would you like information on a specific Finacle API service or use case?