fix: Hide expired virtual Expensify cards from the Expensify Wallet

src/libs/CardUtils.ts

@@ -42,6 +42,7 @@ import type {
 import {isEmptyObject} from '@src/types/utils/EmptyObject';
 import type IconAsset from '@src/types/utils/IconAsset';
 import {isBankAccountPartiallySetup} from './BankAccountUtils';
+import DateUtils from './DateUtils';
 import {filterObject} from './ObjectUtils';
 import {arePersonalDetailsMissing, getDisplayNameOrDefault} from './PersonalDetailsUtils';
 import StringUtils from './StringUtils';
@@ -1392,6 +1393,14 @@ function getDisplayableExpensifyCards(cardList: CardList | undefined): Card[] {
     });
 }
 
+function isExpiredCard(card: Card): boolean {
+    if (!card.nameValuePairs?.validThru) {
+        return false;
+    }
+    const currentTime = DateUtils.getDBTime();
+    return card.nameValuePairs.validThru < currentTime;
+}
+
 export {
     getAssignedCardSortKey,
     getDefaultExpensifyCardLimitType,
@@ -1482,6 +1491,7 @@ export {
     isCardFrozen,
     isCardWithPotentialFraud,
     getDisplayableExpensifyCards,
+    isExpiredCard,
 };
 
 export type {CompanyCardFeedIcons, CompanyCardBankIcons};

src/pages/settings/Wallet/PaymentMethodList.tsx

@@ -30,6 +30,7 @@ import {
     isCardFrozen,
     isExpensifyCard,
     isExpensifyCardPendingAction,
+    isExpiredCard,
     isPersonalCard,
     lastFourNumbersFromCardName,
     maskCardNumber,
@@ -214,7 +215,8 @@ function PaymentMethodList({
                     (card) =>
                         CONST.EXPENSIFY_CARD.ACTIVE_STATES.includes(card.state ?? 0) &&
                         (isExpensifyCard(card) || !!card.domainName || isPersonalCard(card)) &&
-                        card.cardName !== CONST.COMPANY_CARDS.CARD_NAME.CASH,
+                        card.cardName !== CONST.COMPANY_CARDS.CARD_NAME.CASH &&
+                        (!isExpensifyCard(card) || !isExpiredCard(card)),
                 );
 
             const assignedCardsSorted = lodashSortBy(assignedCards, getAssignedCardSortKey);

tests/unit/CardUtilsTest.ts

@@ -54,6 +54,7 @@ import {
     isDirectFeed as isDirectFeedCardUtils,
     isExpensifyCard,
     isExpensifyCardFullySetUp,
+    isExpiredCard,
     isMatchingCard,
     isPersonalCard,
     lastFourNumbersFromCardName,
@@ -62,6 +63,7 @@ import {
     splitCardFeedWithDomainID,
     splitMaskedCardNumber,
 } from '@src/libs/CardUtils';
+import DateUtils from '@src/libs/DateUtils';
 import type {
     BankAccountList,
     Card,
@@ -3501,6 +3503,33 @@ describe('CardUtils', () => {
             expect(result?.domainName).toBe('legacy.com');
         });
     });
+
+    describe('isExpiredCard', () => {
+        afterEach(() => {
+            jest.restoreAllMocks();
+        });
+
+        it('returns false when validThru is missing', () => {
+            jest.spyOn(DateUtils, 'getDBTime').mockReturnValue('2026-02-25 00:00:00');
+            expect(isExpiredCard({} as Card)).toBe(false);
+            expect(isExpiredCard({nameValuePairs: {}} as Card)).toBe(false);
+        });
+
+        it('returns true when validThru is before current time (UTC)', () => {
+            jest.spyOn(DateUtils, 'getDBTime').mockReturnValue('2026-02-25 00:00:00');
+            expect(isExpiredCard({nameValuePairs: {validThru: '2026-02-24 23:59:59'}} as Card)).toBe(true);
+        });
+
+        it('returns false when validThru equals current time', () => {
+            jest.spyOn(DateUtils, 'getDBTime').mockReturnValue('2026-02-25 00:00:00');
+            expect(isExpiredCard({nameValuePairs: {validThru: '2026-02-25 00:00:00'}} as Card)).toBe(false);
+        });
+
+        it('returns false when validThru is after current time', () => {
+            jest.spyOn(DateUtils, 'getDBTime').mockReturnValue('2026-02-25 00:00:00');
+            expect(isExpiredCard({nameValuePairs: {validThru: '2026-02-25 00:00:01'}} as Card)).toBe(false);
+        });
+    });
 });
 
 describe('formatMaskedCardName', () => {