feat(paycraft): production hardening — RLS/IDOR fixes, realtime, per-platform trials, SDK paywall + RevenueCat-style overview - #156

Node.js 20 is deprecated. The following actions target Node.js 20 but are being forced to run on Node.js 24: actions/checkout@v4. For more information see: https://github.blog/changelog/2025-09-19-deprecation-of-node-20-on-github-actions-runners/