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Akoya (akoya)

Akoya is a tokenized data-access network for US financial institutions. It implements the Financial Data Exchange (FDX) API standard, replacing screen-scraping with token-permissioned API access to consumer accounts.

URL: Visit APIs.json URL

Type

  • x-type: company

Tags

  • Fintech, Open Banking, Open Finance, Aggregator, Data Access Network, Tokenized, Consumer-Permissioned, FDX, Account Aggregation, United States

APIs

Production base URL https://api.akoya.com; sandbox routes are data-provider-scoped under ddp.akoya.com (e.g. https://sandbox-products.ddp.akoya.com). All products are FDX-aligned and use OAuth 2.0 consumer-permissioned access.

Consumer data-access products:

  • Akoya Accounts API - Accounts + Account Details (FDX)
  • Akoya Balances API - real-time / available balances
  • Akoya Transactions API - permissioned transaction history
  • Akoya Investments API - holdings + tax lots
  • Akoya Statements API - available account statements
  • Akoya Customers API - customer/party identity + contact
  • Akoya Tax API - 1099 tax form variants
  • Akoya Payments API - tokenized ACH/RTP account credentials

Platform / service APIs:

  • Akoya Consent API - consent grant lookup/management
  • Akoya Apps Management API - recipient app registration/administration
  • Akoya Notifications API - outage/availability webhooks

Notes on OpenAPI

Akoya authors its docs as OpenAPI 3.1.0 but renders them client-side via the docs.akoya.com readme.io reference hub — there is no publicly downloadable OpenAPI/Postman artifact (guessable spec paths 404). The GitHub org github.com/akoya-llc publishes only Go code samples for the OAuth flow. Represented humanURL-only, honestly. The FDX standard at https://financialdataexchange.org/ is the canonical specification. Production access requires an Akoya network membership agreement (free self-service sandbox available).

Timestamps

  • Created: 2026-05-08
  • Modified: 2026-07-23

Common Properties

Maintainers

FN: Kin Lane

Email: kin@apievangelist.com

About

Akoya operates a tokenized, consumer-permissioned data-access network for US open finance, reaching 4,500+ financial institutions and powering 7,500+ apps and data recipients. It implements the Financial Data Exchange (FDX) API standard to replace screen-scraping with token-permissioned, OAuth 2.0 access to consumer financial data.

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